Lock & Shop Program

Lock & Shop Program

Download a PDF version of the Lock & Shop Program now.

Shop with confidence

Shopping for your dream home is exciting but can be intimidating in today's competitive market. You can confidently enter the market with us, knowing you can compete with pre-approved prospective buyers with our new Lock and Shop program.

Locked in for 75 days

The Jasper Team's Lock and Shop program allows you to lock in your mortgage rate for up to 75 days. You can shop protected against rising interest rates and estimate your monthly mortgage payments - before you fall in love with a property.


  • Must already have underwriting approval.
  • Standard lock terms will be 75 days.
  • Extensions are available.
  • Borrowers must have a property by the 75th day to be allowed to extend the rate lock.

Rate lock benefits & loan features

  • Interest rate protected for 75 days.
  • Property must be in contract by the 75th day.
  • One-time rate float-down option.
  • No property address is required.
  • Conventional, FHA, VA, and USDA fixed-rate loan programs.
  • Available for primary, second homes, & investment.

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